Dashboard — Covely Finance
Covely is a professional‑grade personal finance OS designed for absolute privacy.
Unlike cloud‑based alternatives, it operates exclusively on your device.
Covely Free isn’t a restricted trial. It’s a comprehensive, standalone platform for individuals who demand full
ownership of their financial data—with no forced subscriptions and no cloud lock‑in.
Upgrade to Covely PRO for unlimited history, rules, and advanced forecasting — for a one‑time fee of $9.90.
Unlike other tools, Covely Free isn't a restricted trial. It's a professional-grade finance OS with everything you need to track your net worth and secure your future.
Your financial data never leaves your computer. Powered by a high-performance local database and protected by biometric security (Face ID / Touch ID).
Automate your bookkeeping: categorize transactions automatically with AI pattern detection and custom searchable rules.
Match statement balances with ease, track uncleared transactions, and verify account accuracy with built-in reconciliation.
Generate monthly P&L statements, net worth balance sheets, and tax-deductible expense reports with PDF export.
Attach receipts and invoices directly to transactions. View calculated running balances and filter by amount range.
Track stocks, ETFs, and properties alongside cash. View real-time allocation, asset growth, and multi-currency FX rates.
Covely is built for a global audience. Fully localized support for English, Chinese (Simplified & Traditional), Japanese, and Spanish.
Instantly find any transaction or detail. Our high-performance local search scans all accounts and years of history in milliseconds.
Plan every dollar with our comprehensive zero-based budget tracker. Set category limits, track real-time spending, and monitor your monthly progress.
Split a single expense across multiple categories effortlessly. Set up recurring subscriptions and bills to project future cash flows.
| Feature | Covely Free | Covely PRO |
|---|---|---|
| Data Privacy | 100% Local | 100% Local |
| Biometric Security | Enabled | Enabled |
| Encrypted Backups | Unlimited | Unlimited |
| Account Reconciliation | Full Suite | Full Suite |
| Reports Catalog & Tax Deductions | Full Suite | Full Suite |
| Attachments & Running Balance | Enabled | Enabled |
| Global Omni-Search | Enabled | Enabled |
| Transaction Filtering | Full Suite | Full Suite |
| Unlimited Accounts | Enabled | Enabled |
| CSV/OFX Imports | Unlimited | Unlimited |
| Wealth & Stock Tracking | Enabled | Enabled |
| Dashboard History | 1 Month | Unlimited |
| Automation Rules | 20 Rules | Unlimited |
| Advanced Insights | — | Full Suite |
| Forecasting | — | 90-Day Projection |
| Pricing | Free Forever | $9.90 One-Time |
Covely is a personal finance tool. It does not provide financial advice. Consult a professional adviser before making decisions.
One perpetual license for $9.90. Endless insights. Remove all limits and unlock the full potential of your financial data.
Go beyond the 1-month dashboard limit. View, search, and analyze years of financial data to spot long-term growth patterns.
Remove the 20-rule cap. Build a massive library of automation rules to handle even the most complex merchant networks automatically.
Project your exact account balance 30, 60, or 90 days into the future based on recurring bills, subscriptions, and paychecks.