v1.2.15 Release is live ✨

Master your wealth,
entirely offline.

Covely is a professional‑grade personal finance OS built for total privacy. Unlike cloud‑based tools, it runs entirely on your own machine.

Covely Free isn’t a restricted trial. It’s a complete, standalone system for individuals who want full control over their data, with no forced subscriptions or cloud lock‑in.

Upgrade to Covely PRO for unlimited history, rules, and advanced forecasting — for a one‑time fee of $9.90.

Explore Features ↓

Dashboard — Covely Finance
Covely Finance Dashboard

Powerful by default. Free forever.

Unlike other tools, Covely Free isn't a restricted trial. It's a professional-grade finance OS with everything you need to track your net worth and secure your future.

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100% Offline & Private

Your financial data never leaves your computer. Powered by a high-performance local database and protected by biometric security (Face ID / Touch ID).

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Smart Automation

Automate your bookkeeping: categorize transactions automatically and create up to 20 custom rules on the free tier to keep your ledger perfect with zero effort.

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Encrypted Backups

Secure and portable backups: protect your data with military‑grade AES‑256‑GCM encryption. Backups are fully portable and free for all users.

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Wealth & Holdings

Track stocks, ETFs, and properties alongside your cash. View real‑time allocation and asset growth to see your portfolio in one place.

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Multi-Language Support

Covely is built for a global audience. Fully localized support for English, Chinese (Simplified & Traditional), Japanese, and Spanish.

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Global Omni-Search

Instantly find any transaction or detail. Our high-performance local search scans all accounts and years of history in milliseconds.

Compare Plans

Feature Covely Free Covely PRO
Data Privacy 100% Local 100% Local
Biometric Security Enabled Enabled
Encrypted Backups Unlimited Unlimited
Global Omni-Search Enabled Enabled
Transaction Filtering Full Suite Full Suite
Unlimited Accounts Enabled Enabled
CSV/OFX Imports Unlimited Unlimited
Wealth & Stock Tracking Enabled Enabled
Dashboard History 1 Month Unlimited
Automation Rules 20 Rules Unlimited
Advanced Insights Full Suite
Forecasting 90-Day Projection
Pricing Free Forever $9.90 One-Time

Covely is a personal finance tool. It does not provide financial advice. Consult a professional adviser before making decisions.

Unlock unlimited power with Covely PRO $9.90

One perpetual license for $9.90. Endless insights. Remove all limits and unlock the full potential of your financial data.

Covely History Dashboard

Unlimited History

Go beyond the 1-month dashboard limit. View, search, and analyze years of financial data to spot long-term growth patterns.

Covely Automation Rules

Unlimited Rules

Remove the 20-rule cap. Build a massive library of automation rules to handle even the most complex merchant networks automatically.

Covely Forecasting

Advanced Forecasting

Project your exact account balance 30, 60, or 90 days into the future based on recurring bills, subscriptions, and paychecks.