Covely is a professional‑grade personal finance OS built for total privacy.
Unlike cloud‑based tools, it runs entirely on your own machine.
Covely Free isn’t a restricted trial. It’s a complete, standalone system for individuals who want full
control over their data, with no forced subscriptions or cloud lock‑in.
Upgrade to Covely PRO for unlimited history, rules, and advanced forecasting — for a one‑time fee of $9.90.
Unlike other tools, Covely Free isn't a restricted trial. It's a professional-grade finance OS with everything you need to track your net worth and secure your future.
Your financial data never leaves your computer. Powered by a high-performance local database and protected by biometric security (Face ID / Touch ID).
Automate your bookkeeping: categorize transactions automatically and create up to 20 custom rules on the free tier to keep your ledger perfect with zero effort.
Secure and portable backups: protect your data with military‑grade AES‑256‑GCM encryption. Backups are fully portable and free for all users.
Track stocks, ETFs, and properties alongside your cash. View real‑time allocation and asset growth to see your portfolio in one place.
Covely is built for a global audience. Fully localized support for English, Chinese (Simplified & Traditional), Japanese, and Spanish.
Instantly find any transaction or detail. Our high-performance local search scans all accounts and years of history in milliseconds.
| Feature | Covely Free | Covely PRO |
|---|---|---|
| Data Privacy | 100% Local | 100% Local |
| Biometric Security | Enabled | Enabled |
| Encrypted Backups | Unlimited | Unlimited |
| Global Omni-Search | Enabled | Enabled |
| Transaction Filtering | Full Suite | Full Suite |
| Unlimited Accounts | Enabled | Enabled |
| CSV/OFX Imports | Unlimited | Unlimited |
| Wealth & Stock Tracking | Enabled | Enabled |
| Dashboard History | 1 Month | Unlimited |
| Automation Rules | 20 Rules | Unlimited |
| Advanced Insights | — | Full Suite |
| Forecasting | — | 90-Day Projection |
| Pricing | Free Forever | $9.90 One-Time |
Covely is a personal finance tool. It does not provide financial advice. Consult a professional adviser before making decisions.
One perpetual license for $9.90. Endless insights. Remove all limits and unlock the full potential of your financial data.
Go beyond the 1-month dashboard limit. View, search, and analyze years of financial data to spot long-term growth patterns.
Remove the 20-rule cap. Build a massive library of automation rules to handle even the most complex merchant networks automatically.
Project your exact account balance 30, 60, or 90 days into the future based on recurring bills, subscriptions, and paychecks.